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Glossary - All Financing Terms are Defines Here
Glossary - T

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Tax :
Based upon the cost of the vehicle. Contributed to the government for continuation of services. Amount varies from state to state. Some states also place additional taxes on certain types of vehicles. i.e. Luxury tax for cars over a set value, "Gas Guzzler" tax for larger vehicles and SUV's.

Term :
For a loan this is the period of time between the beginning of the loan and the end date, at which time the balance of the loan would be due.

Title :
A legal document that proves an individual’s ownership of property.

Title Insurance :
Usually issued by a Title Insurance company, protects a homeowner from errors made during a title search. Determined by the value of the property being sold, the cost may be shared between the purchaser and the seller.

Title Search :
Best performed by a title company, this is thorough examination of municipal and public records to determine legal ownership of property.

Trustee :
A person whom is legally entrusted with property for the benefit of another individual or individuals. Additionally to place a debtor’s wages, credits, or property in the hands of a third party, in the interest of the creditor.

Trade-in Value :
The value of a used vehicle that you trade in to a dealership as part of a purchase.

Truth-in-Lending :
A federal law requiring disclosure of the Annual Percentage Rate to homebuyers shortly after they apply for the loan.






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