Privacy Policy
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The following discloses the privacy policies regarding our information collection and dissemination practices of Rapidcarloans.net. We have created this privacy statement in order to demonstrate our firm commitment to privacy of our customers.

Who We Are and What We Do
Rapidcarloans.net (“Company” or “we” or “our”), owns and operates the website located at www.rapidcarloans.net, (the “Site”). Through the Site, Company operates a prospective customer data base (the “Service”), by which it compiles, sorts and sells contact information to businesses on behalf of individual consumers who have shown an interest in applying for a business' products or services and has affirmatively asked to be contacted by a representative of a product or service business. Company utilizes third party vendors, third party affiliates, and a variety of media advertisements to promote the Site to consumers interested in completing an online application at our Site or to supplement our database by purchasing their database of consumers who have completed applications on websites other than Company's and have affirmatively requested receipt of information about product or service offerings similar to those offered on Company's Site.

Company also promotes its product and service offerings via e-mail or telephone to consumers who requested that they be contacted either through our online application opt-in process via our Site or through Subscribe process on one of our many vendor or affiliate sites (List Members). List Members will then receive email or telephone contacts only for so long as they wish to continue to receive such contacts. List Members can get off our telephone and e-mail contact lists at any time, no questions asked. You can remove yourself from further contact from Company by sending in your Unsubscribe request via e-mail to finance@rapidcarloans.net

If you choose to remove yourself from our contact list, if applicable, we will also forward your name and contact information to the specific vendor or affiliate marketer who provided your informational request to us so that they can include your name on their do-not-contact list too. Please bear in mind that if your information was purchased commercially from a third party vendor, Company may not be the only data company your contact information was sold to. Additionally, our third party vendor or affiliate may have purchased your contact information from someone else and thus you may continue to receive contacts.html from those companies as well. Company is not responsible for stopping all unwanted contacts.html from sources beyond our immediate control.

Information Collection and Use: Rapidcarloans.net maintains procedural, electronic, and physical safeguards that comply with federal and state regulations in an effort to guard your non public personal data from misuse and is only used for the purposes outlined in our privacy policy and loan application. Here users have to provide personal information (like name and address) and work information. We use contact information to send information about our company and to service existing accounts. Users may opt-out of receiving future mailings; see the unsubscribe option section below. This information is used for the stated purposes and to fill customer’s request. If we have trouble processing a customer’s request, this contact information is used to get in touch with the user.

Information about your computer hardware and software is automatically collected by rapidcarloans.net and may be shared in aggregate with third parties whose services are used for traffic analysis purposes. This information includes: your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by rapidcarloans.net to maintain and improve the quality of the service and to generate statistics regarding use of the rapidcarloans.net site. Rapidcarloans.net does not use third party databases to correct or update the information you submit to us for any reason. To maximum friendly our site usage you don't need to complete any registration forms.

1. Information we receive from you on the actual credit application, such as Name, Address, Social Security number, Monthly Income, date of birth etc.
2. We request your authorization to receive information from a consumer reporting agency (credit bureau). That authorization is transmitted to a participating automobile dealer in our network, who will actually request and receive your credit report. 3. Correspondence - The information you provide when communicating in writing, online or by phone with our customer service representatives. We do share information as described in this Privacy Policy.

Information Sharing:
Rapidcarloans.net may disclose information about you to the following Types: Rapidcarloans.net - auto dealerships or other lenders in your region who may be able to assist you in the auto loan application process. Rapidcarloans.net, its Parent, Clients and Affiliates reserve the right to disclose your information to third parties for the purpose of bringing you offers that may be of interest.

1) With Affiliates
When you submit your request for information or quote, you are granting permission to be contacted by rapidcarloans.net or affiliated third parties. We share the contact and loan request data you submit on the Quote Request form and rapidcarloans.net account number information with affiliated companies such as banks, commercial lenders and licensed loan brokers to fulfill information requests we receive from you, to provide you with superior service, inform you of product and service opportunities that may be of interest to you, and for other business purposes, we may disclose all of the information we collect, as described above, to the following types of affiliated companies: financial service providers, such as mortgage and life insurance agencies, title service companies, debt & credit services companies and auto finance companies. An “affiliate company” is a company under legal contract with rapidcarloans.net to fulfill services or is a company owned in whole ore in part by rapidcarloans.net.

2) With Co-branded Partners
Some of the services offered on our website are co-branded with contracted partners. Co-Branded offerings will be identified directly on the Quote Request form for the product or service you choose prior to you having to submit the Quote Request. Where a co-branded product or service provider is identified your Personally Identifiable information will be provided directly to that provider’s website, not rapidcarloans.net. The Product or Service provider shall control your data once submitted to them. For purposes of identification and tracking, your contact information (name, Address, Phone, e-mail address, etc.) is shared with rapidcarloans.net.

Hereby we disclose that any information that is shared with other companies to complete the customers request is not retain, share, stored or used for any secondary purposes by this company. We never sell or furnish information to third parties unless other than our affiliates. The examples in this Privacy Policy are illustrative only and are not intended to be exclusive.

We want consumers to feel comfortable using the Site and participating in the Service, so we have created this Privacy Policy to let you know what information we may collect from you on the Site and through the Service and how we may use that information.

We require following consent of applicants for our loan application: 1) Consent to contact: We ask for consent to follow up with visitors regarding their application or partially completed application. 2) Consent to seek loan approval: We ask for permission to pull credit reports and search for an auto loan approval with banks on our customer’s behalf. This Privacy Policy applies to consumers that have signed up on the rapidcarloans.net website.

Minors
We do not knowingly collect personally identifiable information from children under 13 years of age. For Indiana residents, rapidcarloans.net and its dealer affiliates have express permission to contact you by telephone, provided you have given your telephone number in the application.

Cookies:
A cookie is a piece of data stored on the users hard drive containing information about the user. Usage of a cookie is in no way linked to any personally identifiable information while on our site. Once the user closes their browser, the cookie simply terminates. For instance, by setting a cookie on our site, the user would not have to log in a password more than once, thereby saving time while on our site. If a user rejects the cookie, they may still use our site. The only drawback to this is that the user will be limited in some areas of our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site. To do this we use a tracking utility service offered by Web Trends, Inc. All cookies served on the domain, both session and persistent are tied to the Personally Identifiable Information you provide.

Some of our business partners use cookies on our site (for example, advertisers). However, we have no access to or control over these cookies once set on our site.

IP Tracking:
We use IP addresses to analyze trends, administer the site, track users movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information. Links:

Our web site may contain links to other sites. Please be aware that we are not responsible for the privacy practices of other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. This privacy statement applies solely to information collected by this web site even in cases where we may frame another site with our own. From time to time we may co-brand certain services with third parties. It will be clear at the point of collection who is collecting such information and whose privacy statement governs. For example, without limiting the foregoing, we co-brand with insurance brokers, credit reporting agencies and, automotive companies.

Our Former Customers
We treat information about our former customers in the same manner as we treat information about our current customers.

Disclosure
We cannot ensure that all of your private communications and other personally identifiable information will never be disclosed in ways not otherwise described in this Privacy Agreement. By way of example (without limiting the foregoing), we may be forced to disclose information to the government or third parties under certain circumstances as required by law, third parties may unlawfully intercept or access transmissions or private communications. In addition, as noted above, if you opt-out of future contact from Company by using the opt-out mechanism provided in each e-mail we send to you on behalf of a third party service provider other than Company, we will provide your email address to the third party service provider so that the third party service provider can add your name and contact information to its own do-not-contact list.

As Company develops, we may buy other businesses or their assets or sell our business assets. Customer information is generally one of the business assets involved in such transactions. Thus, in the event that Company or all of its assets are acquired, customer information, including any visitor information collected through the Site, would be one of the transferred assets. For more information see our “Notification of Changes” section below.

Finally, Company reserves the right to disclose member information in special cases when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be causing injury to or interference with (either intentionally or unintentionally) Company’s rights or property, other visitors, members, or anyone else that could be harmed by such activities. Company also reserves the right to disclose visitor or member information when we believe in good faith that the law requires it. We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or comply with a judicial proceeding, court order, or legal process served on our Web site.

Data Security:
All data is protected using the most advanced methods available. We take every precaution to protect our user’s information. When users submit sensitive information via the website, your information is protected both online and off-line.

When a form asks users to enter sensitive information, that information is encrypted and is protected with the best encryption software in the industry - SSL. While on a secure page, the lock icon on the bottom of Web browsers such as Netscape Navigator and Microsoft Internet Explorer becomes locked, as opposed to unlocked, or open, when you are just browsing.

While we use SSL encryption to protect sensitive information online, we also do everything in our power to protect user-information off-line. Finally, the servers that we store personally identifiable information on are kept in a secure environment. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.

Site and Service Updates
We will send the user site and service announcement updates. Members are not able to un-subscribe from service announcements, which contain important information about the service. We also communicate with user to provide requested services and in regards to issues relating to the account via e-mail or telephone when requested.

Notification of Changes
If at any point we decide to use personally identifiable information in a manner materially different from that stated at the time it was collected, we will prominently post a notice on the website for 30 days. We may also make a reasonable effort to notify users by way of an e-mail. Users have a choice as to whether or not we use their information in this materially different manner.

Newsletter:
If a user wishes to subscribe to our newsletter, we ask for contact information such as name and e-mail address. Also we will not send you any information such newsletters or updates without your personal request.

Un-Subscription:
This site gives users the following options for removing their information from our database to not receive future communications or to no longer receive our services.

You can send e-mail to finance@rapidcarloans.net

Please note that participation in certain activities on our web site may be limited if personally identifiable information is not submitted for the user. E-mail addresses and phone numbers received in an opt-out request will be added to our internal Do-Not-Contact registry within ten (10) Business days following receipt.

Acceptance of Privacy Policy:
By using Rapidcarloans.net services or web sites, you are abiding by the terms and conditions of Rapidcarloans.net's Privacy Policy. If you do not agree to this these terms and conditions please do not use this site or its services. If you have any questions, comments or concerns regarding our Privacy Policy and its implementation, please do not hesitate to e-mail us at finance@rapidcarloans.net